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<h1 style="margin: 0cm 0cm 0pt; padding-left: 60px;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt; mso-fareast-font-family: &amp;amp;amp; mso-font-kerning: 18.0pt;">Pr&eacute;vention de la p&eacute;nibilit&eacute; : de nouvelles obligations pour les entreprises</span></h1>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">La loi du 20 janvier 2014 (n&deg; 2014-40) garantissant l&rsquo;avenir et la justice du syst&egrave;me de retraites pr&eacute;voit de nouvelles r&egrave;gles en mati&egrave;re de p&eacute;nibilit&eacute;.</span></p>
<p><span style="font-family: Times New Roman; font-size: small;"> </span><em><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt; font-style: normal;">En effet, &agrave; partir du 1<sup>er</sup> janvier 2015</span></em><em><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">,</span></em><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;"> tous les salari&eacute;s expos&eacute;s &agrave; des facteurs de p&eacute;nibilit&eacute; b&eacute;n&eacute;ficieront d&rsquo;un compte personnel de pr&eacute;vention de la p&eacute;nibilit&eacute; permettant de cumuler des points.</span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">Les 10 facteurs de risques professionnels restent les m&ecirc;mes qu'aujourd'hui</span><span style="color: #1f497d; font-family: &amp;amp;amp; font-size: 10pt;">.</span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">Pour rappel, il s&rsquo;agit</span><span style="color: #1f497d; font-family: &amp;amp;amp; font-size: 10pt;"> </span><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">(article D.4121-5 du Code du Travail) : </span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">&nbsp;* </span><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">des contraintes physiques marqu&eacute;es (manutentions manuelles de charges, postures p&eacute;nibles, vibrations m&eacute;caniques),</span></p>
<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">&nbsp;</span><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">* d&rsquo;un environnement de travail agressif (agents chimiques dangereux, milieu hyperbare, temp&eacute;ratures extr&ecirc;mes, bruit),</span></p>
<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">&nbsp;</span><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">* des contraintes li&eacute;es aux rythmes de travail (travail de nuit, post&eacute;, r&eacute;p&eacute;titif).</span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">L&rsquo;exposition aux diff&eacute;rents facteurs de risques sera comptabilis&eacute;e au-del&agrave; de seuils r&eacute;glementaires, le d&eacute;passement &eacute;tant appr&eacute;ci&eacute; apr&egrave;s application des mesures de protection collective et individuelle.</span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">Le compte pourra &ecirc;tre utilis&eacute; selon un bar&egrave;me de points sp&eacute;cifique qui sera d&eacute;fini par d&eacute;cret</span><span style="color: #1f497d; font-family: &amp;amp;amp; font-size: 10pt;"> </span><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">:</span></p>
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<p style="background: white; text-align: justify; color: #000000; font-style: normal; font-weight: normal; margin-top: 0cm; margin-bottom: 0pt; mso-list: l0 level1 lfo3;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">pour financer une action de formation en vue d&rsquo;acc&eacute;der &agrave; un emploi moins ou pas expos&eacute; &agrave; des facteurs de p&eacute;nibilit&eacute;,</span></p>
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<p style="background: white; text-align: justify; color: #000000; font-style: normal; font-weight: normal; margin-top: 0cm; margin-bottom: 0pt; mso-list: l0 level1 lfo3;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">pour financer un passage &agrave; temps partiel, &agrave; tout moment de la carri&egrave;re, et assurer au salari&eacute; un compl&eacute;ment de r&eacute;mun&eacute;ration&nbsp;: l&rsquo;employeur pourra refuser le passage &agrave; temps partiel, &agrave; charge pour lui de justifier que cette r&eacute;duction est impossible compte tenu de l&rsquo;activit&eacute; &eacute;conomique de l&rsquo;entreprise,</span></p>
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<p style="background: white; text-align: justify; color: #000000; font-style: normal; font-weight: normal; margin-top: 0cm; margin-bottom: 0pt; mso-list: l0 level1 lfo3;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">pour am&eacute;nager les conditions de d&eacute;part en retraite: sous r&eacute;serve d&rsquo;un nombre de points suffisant, la liquidation de pension pourra intervenir avant l&rsquo;&acirc;ge </span><span style="font-family: &amp;amp;amp; font-size: 10pt;">l&eacute;gal de<span style="color: #1f497d;"> </span><span style="color: black;">droit commun, &agrave; partir de 55 ans (d&eacute;part anticip&eacute;). </span></span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">Les points seront affect&eacute;s en fonction de l&rsquo;exposition aux risques d&eacute;clar&eacute;e par l&rsquo;employeur &agrave; qui il appartiendra d&rsquo;&eacute;tablir et de tenir &agrave; jour les fiches individuelles et d&rsquo;en adresser chaque ann&eacute;e une copie au salari&eacute; ainsi qu&rsquo;&agrave; la Carsat (Caisse d'Assurance Retraite et de la Sant&eacute; Au Travail) en charge de la gestion du compte.</span></p>
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<p style="margin: 0cm 0cm 0pt; text-align: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">Le </span><span style="font-family: &amp;amp;amp; font-size: 10pt;">syst&egrave;me sera essentiellement financ&eacute; par les entreprises par la cr&eacute;ation <span style="color: black;">:</span></span></p>
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<li style="margin: 0cm 0cm 0pt; text-align: justify; color: #1f497d; font-style: normal; font-weight: normal; mso-list: l2 level1 lfo4; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; tab-stops: list 36.0pt;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt; mso-fareast-font-family: &amp;amp;amp;">d&rsquo;une cotisation due par l&rsquo;ensemble des      entreprises sur les r&eacute;mun&eacute;rations ou gains des salari&eacute;s dont le      pourcentage sera fix&eacute; par d&eacute;cret dans la limite de 0,2%,</span></li>
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<li style="margin: 0cm 0cm 0pt; text-align: justify; color: black; font-style: normal; font-weight: normal; mso-list: l2 level1 lfo4; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: &amp;amp;amp; font-size: 10pt; mso-fareast-font-family: &amp;amp;amp;">d&rsquo;une</span><span style="color: #1f497d; font-family: &amp;amp;amp; font-size: 10pt; mso-fareast-font-family: &amp;amp;amp;"> </span><span style="font-family: &amp;amp;amp; font-size: 10pt; mso-fareast-font-family: &amp;amp;amp;">cotisation additionnelle due      par les employeurs ayant expos&eacute; au moins un de leurs salari&eacute;s &agrave; la      p&eacute;nibilit&eacute;. Le pourcentage sera fix&eacute; par d&eacute;cret sur les r&eacute;mun&eacute;rations et      gains per&ccedil;us par les salari&eacute;s expos&eacute;s (entre 0,3 et 0,8%). Un taux      sp&eacute;cifique pourra &ecirc;tre appliqu&eacute; lorsque les salari&eacute;s ont &eacute;t&eacute; expos&eacute;s      simultan&eacute;ment &agrave; plusieurs facteurs de p&eacute;nibilit&eacute; (entre 0,6 et 1,6%).</span></li>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">L&rsquo;organisme gestionnaire disposera d&rsquo;un pouvoir de contr&ocirc;le concernant l&rsquo;effectivit&eacute;, l&rsquo;exhaustivit&eacute; et l&rsquo;ampleur de l&rsquo;exposition aux facteurs de risques professionnels d&eacute;clar&eacute;es par les entreprises. Ces contr&ocirc;les pourront intervenir dans l&rsquo;entreprise ou sur pi&egrave;ces &agrave; l&rsquo;initiative de la CARSAT. En cas de d&eacute;claration inexacte (sous-&eacute;valuation des expositions notamment), l&rsquo;organisme pourra proc&eacute;der &agrave; une r&eacute;gularisation du nombre de points. Dans ce cas, l&rsquo;entreprise se verra &eacute;galement notifier un redressement, ainsi qu&rsquo;une &eacute;ventuelle p&eacute;nalit&eacute; administrative pouvant atteindre 50% du PMSS (soit 1.564,50 &euro; en 2014) par salari&eacute; concern&eacute;. </span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">Chaque salari&eacute; titulaire d&rsquo;un compte sera inform&eacute; chaque ann&eacute;e sur le nombre de points acquis au titre de l&rsquo;ann&eacute;e &eacute;coul&eacute;e ainsi que des modalit&eacute;s de contestation. </span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">Avant tout contentieux, le salari&eacute; devra formuler une r&eacute;clamation pr&eacute;alable aupr&egrave;s de son employeur, puis, en l&rsquo;absence de r&eacute;ponse favorable, saisir la CARSAT qui, au terme d&rsquo;une proc&eacute;dure contradictoire et apr&egrave;s avis motiv&eacute; d&rsquo;une commission sp&eacute;ciale, rendra sa d&eacute;cision. </span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">Le Tribunal des Affaires de s&eacute;curit&eacute; Sociale, et non le Conseil de Prud&rsquo;hommes, sera comp&eacute;tent en premi&egrave;re instance pour juger les diff&eacute;rends concernant la tenue des fiches individuelles.</span></p>
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<p style="background: white; margin: 0cm 0cm 0pt; text-align: justify;"><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">Pour La Garanderie &amp; Associ&eacute;s, ce nouveau dispositif confirme que la pr&eacute;vention des risques constitue un enjeu de plus en plus important. Rappelons &agrave; cet &eacute;gard que toutes les entreprises sont d&eacute;j&agrave; concern&eacute;es par l&rsquo;obligation de r&eacute;diger des fiches individuelles de pr&eacute;vention des expositions &agrave; la p&eacute;nibilit&eacute; </span><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">pour </span><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">chaque salari&eacute; expos&eacute; &agrave; un ou plusieurs facteurs (articles D.4121-6 &agrave; D.4121-9 du Code du Travail). Ces fiches &eacute;tant au c&oelig;ur du futur dispositif qui fait peser sur les employeurs de nouvelles obligations d&eacute;claratives, ceux-ci doivent plus que jamais veiller &agrave; </span><span style="color: black;"><span style="font-family: Calibri; font-size: small;">&eacute;tablir des fiches </span></span><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt;">pr&eacute;cises et fiables et envisager d&rsquo;ores et d&eacute;j&agrave; la mise en &oelig;uvre de mesures visant &agrave; limiter les impacts directs et indirects de la p&eacute;nibilit&eacute;.</span></p>
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<p style="margin: 0cm 0cm 0pt; text-align: justify;"><em><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt; font-style: normal;">Nous ne manquerons pas de vous tenir inform&eacute;s de la publication des d&eacute;crets d&rsquo;application.</span></em></p>
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<p style="margin: 0cm 0cm 0pt; text-align: justify;"><em><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt; font-style: normal;">Fr&eacute;d&eacute;ric Sicard </span></em></p>
<p style="margin: 0cm 0cm 0pt; text-align: justify;"><em><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt; font-style: normal;"><a href="mailto:sicard@lagaranderie.fr" target="_blank">sicard@lagaranderie.fr</a></span></em></p>
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<p style="margin: 0cm 0cm 0pt; text-align: justify;"><em><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt; font-style: normal;">Nadia Perlaut</span></em></p>
<p style="margin: 0cm 0cm 0pt; text-align: justify;"><em><span style="color: black; font-family: &amp;amp;amp; font-size: 10pt; font-style: normal;"><a href="mailto:perlaut@lagaranderie.fr" target="_blank">perlaut@lagaranderie.fr</a><br /></span></em></p>
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