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SemiHidden="false"    UnhideWhenUsed="false" QFormat="true" Name="Book Title" /> <w:LsdException Locked="false" Priority="37" Name="Bibliography" /> <w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading" /> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <mce:style><!   /* Style Definitions */  table.MsoNormalTable 	{mso-style-name:"Tableau Normal"; 	mso-tstyle-rowband-size:0; 	mso-tstyle-colband-size:0; 	mso-style-noshow:yes; 	mso-style-priority:99; 	mso-style-qformat:yes; 	mso-style-parent:""; 	mso-padding-alt:0cm 5.4pt 0cm 5.4pt; 	mso-para-margin:0cm; 	mso-para-margin-bottom:.0001pt; 	mso-pagination:widow-orphan; 	font-size:10.0pt; 	font-family:"Times New Roman","serif";} --> <!--[endif] --> "Portabilit&eacute; : La fin du cofinancement " &nbsp; &nbsp;Nous vous avons sensibilis&eacute;, au cours des derni&egrave;res semaines, sur la g&eacute;n&eacute;ralisation de la couverture compl&eacute;mentaire collective sant&eacute; pour l'ensemble des salari&eacute;s pr&eacute;vue par l'article 1 de la loi sur la s&eacute;curisation de l'emploi. L'article 1 de la loi am&eacute;liore &eacute;galement le volet portabilit&eacute; de la couverture frais de sant&eacute; et pr&eacute;voyance. Jusqu'&agrave; pr&eacute;sent, il existait deux modes possibles de financement de la portabilit&eacute; : &nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; un financement conjoint par l'ancien employeur et l'ancien salari&eacute; dans les proportions et dans les conditions applicables aux salari&eacute;s de l'entreprise (notamment par le biais d'un syst&egrave;me de pr&eacute;compte au moment de la sortie des effectifs), -&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; un syst&egrave;me de mutualisation mis en place par accord collectif, r&eacute;f&eacute;rendum ou d&eacute;cision unilat&eacute;rale o&ugrave; le co&ucirc;t de la portabilit&eacute; &eacute;tait imput&eacute; sur la cotisation des actifs. Au terme de la loi sur la s&eacute;curisation de l'emploi, seul ce dernier mode de financement, qui n&rsquo;&eacute;tait jusqu&rsquo;&agrave; pr&eacute;sent que tr&egrave;s peu retenu, sera maintenu. La Garanderie et Associ&eacute;s tenait &agrave; attirer votre attention sur la n&eacute;cessit&eacute;, d'une part, de prendre en consid&eacute;ration l&rsquo;augmentation du montant global de la cotisation des actifs tant en sant&eacute; qu'en pr&eacute;voyance et d&rsquo;autre part, de modifier les contrats d'assurance afin d'int&eacute;grer ce nouveau mode de financement. En outre, la dur&eacute;e de la portabilit&eacute; est allong&eacute;e de 9 &agrave; 12&nbsp;mois. Les dispositions prennent effet le 1er juin 2014 pour la sant&eacute; et le 1er juin 2015 pour la pr&eacute;voyance. Dans l'intervalle, la portabilit&eacute; continue &agrave; s'appliquer dans les conditions pr&eacute;vues initialement par l'ANI de 2008 et ses avenants. Alice Delamarre &amp; Bertrand Merville &nbsp; &nbsp; &nbsp;